Is the new Microsoft 365 Premium worth it? Here's how it compares to Copilot Pro

"Microsoft 365 users who rely on Copilot for help with their documents, spreadsheets, and other files may want to check out a new plan that's steeped in AI. Announced on Wednesday, Microsoft 365 Premium is the company's latest subscription offering and one that adds a host of AI capabilities to Word, Excel, and the rest of the Office suite. Priced at $200 per year (or $20 per month), Microsoft 365 Premium is similar to Microsoft 365 Family, which costs $130 a year (or $13 per month). Aimed at one to six people, both include Word, Excel, PowerPoint, OneNote, Access, Outlook, and other programs. Both offer each user 1TB of OneDrive storage. Both serve up access to Copilot so you can use the AI to generate, revise, or summarize content across the different applications. But where the Family edition limits your use of Copilot, the Premium flavor expands it to an nth degree."

"Beyond using Copilot in Word, Excel, and the other Office apps, Premium subscribers get access to Copilot Chat, which lets you converse with the AI directly in any application. You'll be able to use Researcher and Analyst, two AI agents now available to commercial subscribers and coming soon to Word, PowerPoint, and Excel for individual users. Also on tap are Office Agent and Agent Mode, agentic features that will generate content based on your text descriptions."

"Next up, Premium users can generate images using GPT-4o and speak with the AI via Copilot Voice (coming soon). These two options are accessible in the Microsoft 365 Copilot app as well as in Word, Excel, PowerPoint, OneNote, and Outlook."

Microsoft 365 Premium costs $200 per year or $20 per month and targets one to six users. Each user receives Word, Excel, PowerPoint, OneNote, Access, Outlook, and 1TB of OneDrive storage. The plan expands access to Copilot across Office apps with more extensive, though not unlimited, usage. Premium adds Copilot Chat for conversational interaction and introduces Researcher, Analyst, Office Agent, and Agent Mode for automated content generation. Premium also enables GPT-4o image generation and Copilot Voice, accessible in the Copilot app and Office applications. The offering is positioned similarly to Microsoft 365 Family but prioritizes AI capabilities for power users.

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