Nu Price Prediction: The Stock Set for 40% Surge

"Our 24/7 Wall St. price target for Nu Holdings ( NYSE:NU | NU Price Prediction) is $17.97, pointing to 40.2% upside from the current $12.82 share price. We rate the Latin American neobank a buy with a 90% confidence level. NU has pulled back sharply from its February peak, and our proprietary model reads that dislocation as an entry point on an intact thesis."

"NU shares are down 11.46% over the past week, 14.25% over the past month, and 23.42% year to date, sliding from a February high near $18.98 toward the 52-week low of $11.71. The selloff tracks Brazil's economic slowdown, high interest rates, and rising loan loss provisions rather than any change in the underlying franchise."

"Fundamentals tell a different story. Nu closed 2025 with a record Q4 net income of $895 million, full-year net income of $2.87 billion (+45.61% YoY), FY2025 revenue of $15.77 billion (+42.06% YoY), and return on equity of 33%. The customer base reached 131 million across Latin America. Q1 2026 results are due after the close on May 14, 2026, making this the most important catalyst of the quarter."

"The OCC granted conditional approval in January 2026 for a Nubank N.A. U.S. national bank, opening deposits, lending, and digital-asset custody in the largest banking market. The Amazon Brazil partnership announced in late November 2025 widens distribution materially. Loans to customers nearly doubled to $10.92 billion, deposits jumped to $41.9 billion, and secured lending grew to $2.7 billion from $1.4 billion."

Nu Holdings is assigned a $17.97 24/7 Wall St. price target, implying 40.2% upside from $12.82, with a buy rating at 90% confidence. Shares have fallen sharply from a February peak, but the decline is attributed to Brazil’s economic slowdown, high interest rates, and higher loan loss provisions rather than deterioration in the core business. Financial results show strong momentum, including record Q4 net income of $895 million, full-year net income of $2.87 billion, FY2025 revenue of $15.77 billion, and 33% return on equity, alongside 131 million customers. Near-term catalysts include Q1 2026 earnings and regulatory progress toward a U.S. national bank, plus expanded distribution via an Amazon Brazil partnership. Credit quality remains the key risk as expected credit losses rise.

Read at 24/7 Wall St.