A Reddit user is advocating for the use of credit cards, highlighting their benefits such as safety, purchase protection, and rewards. The post urges individuals to overcome their fear of credit cards, especially since some options can help manage debt through features like a '0% Intro APR'. The argument emphasizes the financial advantages of credit cards when used responsibly, showcasing them not just as a payment method but as a tool that can potentially save significant amounts of money.
Credit cards are a safer payment method than other alternatives because you aren't providing direct access to your bank account. You're using the creditor's money.
Using a card with a '0% Intro APR' period can actually help you get OUT of debt faster; it can save you hundreds, thousands, or even tens of thousands of dollars.
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