Having multiple credit cards can be advantageous if one remains organized and on top of payments. Credit card "churners" often use several cards to maximize rewards and benefits, such as points and cash back. Although there's no strict limit on the number of credit cards one can hold, the ideal number varies per individual based on their financial habits and credit management skills. Important considerations before acquiring more cards include existing payment history and overall credit standing, ensuring one isn't overwhelmed or at risk of missed payments.
Having numerous credit cards isn't necessarily a bad thing if managed well with automated payments and an awareness of payment due dates.
There is no hard limit on the number of credit cards one can have; it varies depending on the individual's ability to manage them effectively.
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