A Reddit user with a credit score above 800 is contemplating the benefits of obtaining a new credit card, as he has always used an inadequate one. Even though acquiring a new card may not significantly impact his score, it may offer better rewards. The article mentions that opting for cards with a '0% Intro APR' can facilitate faster debt repayment, potentially leading to substantial savings. The user plans to continue making everyday purchases while paying off the balance in full, showing a preference for cards without annual fees.
"A Reddit user with a credit score above 800 is considering a new credit card to enhance rewards, even though he has always used the same card that isn’t great."
"Choosing a credit card with a '0% Intro APR' can potentially help users pay off debt faster, saving significant amounts if used correctly."
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