"Torok plans her shopping months in advance. She buys the chocolate and candy for her children's Christmas stockings right after Halloween, when they're on sale. And it's not too early to think about next year - her Christmas decorations are always bought on clearance, especially after Christmas. "If you wait until two, maybe three, days after Christmas. Things will start to hit 75% off. And that's when I shop for my kid's birthdays, because they're in July," Torok said."
"From gifts to travel plans to grocery shopping, costs can pile up and become overwhelming, especially in a difficult economic environment. Holiday shopping can bring joy, but it's important to stick to a budget and avoid going into debt, said shopping expert Trae Bodge. "I'm really emphasizing that shoppers look for ways to save as much as possible this season. So we don't bring that debt into the next year," Bodge added."
Holiday spending can escalate from gifts, travel, and groceries, becoming overwhelming in a difficult economy. Shoppers should stick to budgets and avoid carrying debt into the next year. Experts recommend planning gift lists well in advance to allow time to compare prices and shop around. Buying stocking candy after Halloween and purchasing decorations on post-Christmas clearance can yield substantial savings. Watching for deep discounts two to three days after Christmas can provide up to 75% off items for future gifts. Planning purchases months ahead reduces impulse buying and helps prevent financial strain.
Read at Fast Company
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