I rolled my eyes at my mom's pre-wedding advice when I was 22. Two divorces later, I'm so glad I listened.
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I rolled my eyes at my mom's pre-wedding advice when I was 22. Two divorces later, I'm so glad I listened.
"Mama told me she learned the lesson herself after she and my father divorced in the '60s, and a credit-card company called to tell her she could no longer use her card. When she tried to get one of her own, the company denied her, requiring either a male cosigner or a steady job. Refusing to ask a man for help, Mama got crafty. She paid a small fee to become a notary public, then applied for a different credit card."
""That's fine," Mama said. "But you'll still need a job to get credit, so don't ever give that up. Always be able to take care of yourself." Though I doubted my mother's advice, I was glad I followed it I asked my fiancé to sign a prenup (to protect assets I didn't even have), just to shut my mother up. Then, early into the marriage and before having children, I went to law school, aiming to become, if not Atticus Finch, at least financially self-sufficient."
At 22, she became engaged and received her mother's warning to always keep her own credit. The mother recounted losing access to a joint card after a 1960s divorce and being denied a new card without a male cosigner or steady job, so she became a notary public and listed that occupation to obtain credit. The daughter asked her fiancé to sign a prenuptial agreement, kept her own credit cards, and pursued a career by attending law school. After two divorces, she remained financially secure and independent because she maintained employment, credit access, and legal protections.
Read at Business Insider
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