Foreclosure filings rise 18% year over year in April

"U.S. foreclosure activity declined on a monthly basis in April but continued to post significant year-over-year increases as lenders worked through distressed inventory, according to ATTOM. The company's April 2026 U.S. Foreclosure Market Report found 42,430 properties nationwide recorded foreclosure filings during the month, including default notices, scheduled auctions and bank repossessions. That represented an 8% decline from March but an 18% increase compared to April 2025."

"Foreclosure activity continued its gradual trend higher in April, with both foreclosure starts and completed foreclosures posting annual gains, Rob Barber, CEO of ATTOM, said in a statement. While overall filings declined from the previous month, the year-over-year increases suggest lenders may be working through distressed inventory as higher borrowing costs and affordability challenges impact some homeowners. Even so, foreclosure activity remains significantly below pre-pandemic levels."

"Nationally, one in every 3,388 housing units had a foreclosure filing in April. Delaware recorded the highest foreclosure rate in the country at one filing for every 1,739 housing units. South Carolina was close behind at one in every 1,745 housing units, followed by Florida (one in 2,092), Indiana (one in 2,129) and Illinois (one in 2,262)."

"Lenders initiated foreclosure proceedings on 28,414 properties nationwide during April. While that figure was down 6% from March, it marked a 12% increase year over year. Florida led the nation in foreclosure starts with 3,505 filings, followed by Texas wit"

In April 2026, 42,430 U.S. properties recorded foreclosure filings, including default notices, scheduled auctions, and bank repossessions. Filings declined 8% from March but increased 18% compared with April 2025. Foreclosure starts totaled 28,414 properties, down 6% from March and up 12% year over year. Foreclosure activity continued a gradual upward trend, with both starts and completed foreclosures showing annual gains. The year-over-year increases suggest lenders are working through distressed inventory amid higher borrowing costs and affordability challenges. Overall foreclosure activity remains well below pre-pandemic levels. Delaware had the highest foreclosure rate, followed by South Carolina, Florida, Indiana, and Illinois.

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