"Research suggests that the marital relationship is one of the most important resources for successful adjustment to retirement. Why? The Impact of Retirement Retirement carries with it relief, loss, change, and confrontation with the unknown. When a couple is faced with the retirement of either spouse or joint retirement, they are facing the unknown together with the benefit of individual and couple strengths and resources."
"Evidence finds that couples in which both spouses expected joint retirement are over four times more likely to retire jointly compared to couples who never expected to do so. When that is not the case, men will often hold off on retiring so they can share the "bucket list" of leisure time activities with their spouse, who is still working."
From 2024 through 2027, large numbers of baby boomers turn 65 daily during a period called 'Peak 65', producing unprecedented retirement rates and further accelerated by layoffs that force unexpected retirements. Marital relationships serve as a primary resource for adjusting to retirement because couples bring both individual and collective strengths to face relief, loss, change, and uncertainty. Couples frequently have differing expectations about timing and activities, and shared expectations strongly predict joint retirement. Retirement experiences vary widely: some couples transition smoothly into shared leisure, while others begin retirement amid illness or caregiving, requiring renegotiation of roles, routines, finances, and emotional support.
Read at Psychology Today
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