Why Retiring Early Is Hard Even When You Can Afford It
Leaving a long, high‑paying career is emotionally difficult because work provides identity and the prospect of further earnings tempts postponing retirement.
I wanted to retire at 55 but I kept grinding to get another few million in the bank - why is it so hard to quit?
High earners often struggle to stop working because rising income, lifestyle creep, loss aversion, and attachment to accumulating wealth make retiring psychologically difficult.
