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#buy-now-pay-later
fromwww.npr.org
15 hours ago
US news

Should you use buy now, pay later? Experts share 4 tips to know

Buy now, pay later usage surged during the holidays, offering interest-free short-term loans but risking late payments, collections, and credit-score damage if unpaid.
fromTearsheet
6 months ago
Digital life

'Zero of my profits will come from late fees': Affirm's Max Levchin on building trust in lending - Tearsheet

Affirm prioritizes transparency in consumer credit with a focus on structured payments, differentiating itself from traditional lending practices.
fromTearsheet
6 months ago
Digital life

'Zero of my profits will come from late fees': Affirm's Max Levchin on building trust in lending - Tearsheet

more#buy-now-pay-later
fromBusiness Insider
3 days ago

What the Fed's rate cut means for your money in 2026

The Federal Reserve made its final decision of 2025, cutting interest rates for the third meeting in a row - and it set the tone for where interest rates will go in the new year. The call will have ripple effects across consumer prices, the job market, and Corporate America through 2026 and beyond. Here's how the decision will affect you.
Business
Business
fromFortune
1 month ago

U.S. auto delinquencies have jumped 50% from 15 years ago | Fortune

Auto loan delinquencies rose 51.5% over 15 years, making auto credit among the riskiest consumer debts amid rising car prices and higher interest rates.
Business
fromwww.housingwire.com
1 month ago

Plaid launches LendScore for better credit risk insights

Plaid's LendScore uses real-time cash-flow and digital financial data to improve credit-risk prediction and reduce losses for lenders while lowering borrowers' interest costs.
US politics
fromBusiness Matters
5 months ago

Barclays launches appeal over motor finance commission ruling

Barclays seeks to overturn a ruling on undisclosed commission payments in motor finance that could lead to significant compensation claims.
Higher education
fromIrish Independent
6 months ago

'Green' loans and cars drive record rise in consumer borrowing, but fears raised over possible global downturn

Personal lending has significantly increased, reaching its highest recorded levels since 2020.
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