In their research, IKEA Canada found that almost 500,000 children in the country suffer from sleep deprivation due to various reasons, specifically economic conditions.
You guys just have completely different experiences with money, and you're not wrong for your experience but he's also not wrong for having his experience. If his help comes from a loving place, then your response (your very valid response!) needs to also come from a loving place and not a place of insecurity or shame.