#housing-market-trends

#housing-market-trends

For years, analysts have held out hope that the aging Baby Boomer generation would trigger the "Silver Tsunami" - a massive wave of homes unlocked and returned to the open for sale market. However, in 2025, inherited homes reached a record 7% of all U.S. property transfers. Inheritance has always played a role in the real estate economy, and recently that role has grown.

In a housing market defined by high mortgage rates and tight inventory, the very top of the market is still moving-sometimes at jaw-dropping prices.

The companies' Reverse Mortgage Market Index (RMMI) rose from 486.69 in Q1 2025 to its highest level ever 502.47 in Q2 2025. The index has tracked reverse mortgage market opportunity since 2000 by analyzing and reporting on trends in senior home values and home equity levels. The increase in senior homeowners' wealth was largely attributable to an estimated 2.9% (or $474.8 billion) increase in home values among this age group, offset by a 0.9% (or $23 billion) increase in mortgage debt.

We've taken the time needed to analyze current market data and rising home prices to determine the most accurate loan limits for today's environment, Bill Banfield, Rocket's chief business officer, said. This strategic decision reflects our commitment to providing accessible homeownership opportunities when families need them most. Rocket's new ceiling, effective immediately, represents a 2.36% increase over the current 2025 one-unit conforming loan limit of $806,500.

All-cash offers have cemented their place as a formidable force in the U.S. housing market, accounting for nearly one in three home purchases in the first half of 2025, according to the latest analysis from Realtor.com. The data reveals that about 32.8% of home sales so far this year were completed fully in cash-a figure only slightly lower than last year, but significantly above pre-pandemic norms. These transactions are "especially common at the extreme ends of the price spectrum," writes senior economic research analyst Hannah Jones,

Montgomery County's market is brisk at higher price points. The median sale price reached $496,000 last month, up 10.1% year over year, and homes are selling in about 26 days.

Canton, Ohio, has landed on the Realtor.com® 2025 Hottest ZIP Codes list, standing out as one of the Midwest's most competitive housing markets this year. Each year, the rankings spotlight ZIP codes where homes are selling far faster than the U.S. average and drawing more buyer views than typical listings. In 2025, Canton's 44718 ZIP code made the cut, showing how this historic Ohio city is delivering the kind of affordability and livability today's buyers are chasing.

In 2025, Racine ( ZIP 53402) stood out for combining affordability, quick sales, and Lake Michigan proximity that appeals to today's buyers. Racine ranked No. 30 nationwide, with homes selling in a median of just 29 days between January and June 2025. That's nearly a month faster than the U.S. average of 53 days. Its median listing price of $329,000 makes Racine one of the more affordable ZIPs on the list-well below the national June median of $441,000.

Fort Worth is buzzing with growth and character, and buyers are taking notice. The market is somewhat competitive (Redfin Compete Score™ 56/100): in July 2025, the median sale price was $340,000, down 2.8% year over year. Homes sold in about 49 days on average and typically received around 2 offers. The sale-to-list price came in at 98.0%, with 18.4% of homes selling above list and 41.6% seeing price drops.

Columbus's housing market is somewhat competitive: homes typically receive about 2 offers and sell in roughly 42 days. The median sale price last month was $299,000 (+3.1% YoY), while the median price per square foot came in at $189 (-2.1% YoY). According to Redfin Home Trends, buyers are drawn to homes with features like landscaped yards, large living rooms, open floor plans, and mature trees, all of which highlight what resonates regionally and what's adding value in today's market.

Marlton, New Jersey (ZIP 08053) has captured the No. 2 spot on Realtor.com®'s 2025 Hottest ZIP Codes list , making it one of the most competitive housing markets in the nation. This South Jersey suburb offers suburban living with easy access to both Philadelphia and the Jersey Shore, a combination that's fueling strong demand. Article continues below this ad From January to June 2025, Marlton listings received 3.9 times more views per property than the U.S. average and sold in a median of just 17 days.

Despite a rising influx of residents drawn to Miami’s temperate climate and vibrant culture, the housing market is experiencing a downturn, particularly in the luxury sector.