#secondary-mortgage-market

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#credit-scoring #fhfa-policy #mortgage-underwriting #risk-assessment #mortgage-rates #housing-market
SF real estate
fromwww.housingwire.com
5 days ago

From loan pools to consumer wallets: The ripple effects of credit score lender choice

The FHFA directed approval of two credit scores despite GSEs recommending only FICO 10T, and a lender-choice model between FICO and VantageScore will create pricing inconsistencies and risk measurement challenges in the secondary mortgage market.
Real estate
fromSFGATE
3 weeks ago

5% Mortgage Rates Are Here. Will They Last?

Mortgage rates fell to their lowest level since September 2022, benefiting refinancers, but tight housing inventory limits advantages for prospective home buyers.
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