fromMiami Herald
9 hours agoPay-per-mile car insurance: Is it worth it for low-mileage drivers?
Traditional car insurance sets premiums based partly on estimated annual mileage. Pay-per-mile splits the cost in two: Base rate. Covers risks like theft, fire, or weather-related damage. Per-mile rate. A set amount for every mile driven. Mileage is confirmed through telematics devices, odometer photos, connected-car systems, or smartphone apps. Many plans include a daily mileage cap, so the occasional road trip doesn't blow your monthly total.
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