Your money questions - Am I too late to top-up my contributions to qualify for a better UK state pension?
Briefly

Due to missed deadlines and the long absence from tax contributions, the individual is unlikely to pay the shortfall for the UK pension. Sarah McGurrin from NFP Ireland emphasized that not having worked or paid taxes in the UK since the 1980s excludes eligibility for the lower-rate Class 2 National Insurance contributions. This situation highlights the financial planning challenges faced by expatriates or those who have long been outside the UK.
Since you have not worked or paid tax in the UK since the 1980s, you won't be eligible to pay the lower-rate Class 2 National Insurance.
For individuals who have missed deadlines for payments into National Insurance, options become limited, especially if they haven't maintained consistent contributions.
Read at Independent
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