German SMEs Turn to Alternative Financing as Banks Tighten Credit Lines
German SMEs face tighter bank lending and increasingly rely on regulated, collateral-backed short-term alternatives, including car pawn loans, to bridge urgent liquidity gaps.
Hometap secures $50M to expand homeowner solutions
Hometap's HEI lets homeowners get cash upfront for a share of future home value, expanding flexible equity access without monthly payments to support homeownership sustainability.
Women lead half of social enterprises but receive only 3% of venture capital, forcing reliance on alternative funding such as revolving loans and crowdfunding.
Non-QM loans empower lenders to accommodate unique financial situations while expanding access to a broader pool of potential clients, many of whom might otherwise have to reconsider homeownership.