Baby Boomers Should Answer These 3 Questions Before Locking In a Retirement Date
Retirement timing determines healthcare exposure, Social Security strategy, tax and sequence-of-returns risk; plan timing deliberately to sustain 25–35 years of retirement.
Why Waiting to Claim Social Security Benefits Might Cost You More Than You Think
Delaying Social Security increases benefits about 8% per year but incurs opportunity costs and health/longevity trade-offs, so optimal timing depends on individual circumstances.
Should I start collecting Social Security at 62 to let my IRA investments grow?
Claiming Social Security at 62 permanently reduces monthly benefits (up to about 30%), and using IRA growth to offset that loss depends on returns, longevity, and income needs.
