"According to newly released American Community Survey (ACS) data from the U.S. Census Bureau, Illinois homeowners with a mortgage typically pay $1,000-$1,499 annually for homeowners insurance, while those without a mortgage average the same range of $1,000-$1,499. Overall statewide costs also fall between $1,000-$1,499. Illinois has 3,449,961 insured homeowner households in total-2,060,729 with a mortgage and 1,389,232 without. Among mortgaged owners, 174,465 pay less than $100 annually and 107,007 pay $4,000 or more. Among those without a mortgage, 217,993 pay less than $100 and 56,501 pay $4,000 or more."
"Compared with nearby states, Illinois is on the affordable end. Indiana homeowners typically pay $1,000-$1,499 regardless of mortgage status, while Wisconsin averages the same. Michigan is similarly affordable, with mortgaged owners paying $1,000-$1,499 and non-mortgaged paying $800-$999. To the west, Iowa homeowners also fall into the $1,000-$1,499 range. By contrast, Missouri trends slightly higher at $1,500-$1,999 for mortgaged households. This makes Illinois one of the more affordable options in the Midwest."
Illinois homeowners with or without a mortgage typically pay $1,000–$1,499 annually for homeowners insurance, and overall statewide costs fall in that same range. The state contains 3,449,961 insured homeowner households, with 2,060,729 mortgaged and 1,389,232 non-mortgaged. A subset of mortgaged owners (174,465) pay under $100 annually and 107,007 pay $4,000 or more; among non-mortgaged owners, 217,993 pay under $100 and 56,501 pay $4,000 or more. Neighboring Indiana, Wisconsin, Michigan and Iowa show similar or slightly lower ranges, while Missouri trends higher for mortgaged households, placing Illinois among the more affordable Midwestern options.
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