DoubleCheck, built by bankers for banks and credit unions, notifies account holders in real-time if they have non-sufficient funds in their account and allows them to alter the financial institution's decisions on what gets paid, using a range of payment methods.
Steve Furlong, FNBO director of fraud management, emphasizes the importance of verifying customer identities, stating, "Am I really speaking to the true cardholder?" This reflects the bank's focus on distinguishing legitimate customers from potential fraudsters, a critical concern amid rising cyber criminality.