Dave Ramsey Has 2 Reasons Why You Should Claim Social Security at 62. They're Both Wrong
Delaying Social Security until age 70 typically produces substantially higher lifetime benefits and better protects spousal survivor benefits than claiming at 62.
Retirees, This Is the Maximum Social Security Check You Can Get This Year
Maximum Social Security monthly benefit in 2026 is $5,181; actual payments depend on the 35 highest-earning years and claiming age, with the average about $2,071.