#debt-payoff
#debt-payoff

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If You Already Max Out Your 401(k), These Are the 7 Next Money Moves You Should Make

After maxing a 401(k), prioritize a fully-funded emergency fund and high-interest debt payoff before pursuing other investments or goals.

Pay off 0% promotional credit card balances before the introductory period ends to avoid steep interest, transfer fees, and stalled payoff progress.

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