#debt-payoff

#debt-payoff

“If we try to change behavior without changing belief, it never sticks.” She argues financial behavior is locked in by age seven and built a five-step framework called IBIZA (Identify, Blame, Interrupt, Judge, Act) to surface the hidden scripts that sabotage budgeting, investing, and saving plans.

“I don't find that it's his responsibility to pay on my debt... it's really my debt because I was the one that chose to go to college.”

This workplace account allows you to make pre-tax contributions to a retirement plan and, in many cases, your contributions also entitle you to receive matching funds from your employer. However, while most people know they should contribute to a 401(k), they aren't necessarily certain about what to do next. If you have a maxed-out account at work and you're trying to figure out what else to do with your money, here are some options to consider.