#money-mindset

#money-mindset

“If we try to change behavior without changing belief, it never sticks.” She argues financial behavior is locked in by age seven and built a five-step framework called IBIZA (Identify, Blame, Interrupt, Judge, Act) to surface the hidden scripts that sabotage budgeting, investing, and saving plans.

Money mistakes happen. We've all had that moment of overspending, taking on debt or making an investment that didn't work out. Financial mistakes are part of being human, but for many, these mistakes come with the heavy burden of shame. Unlike guilt, which can motivate us to change our behavior, shame can leave us stuck. Understanding how shame shows up and learning how to work through it can create a path toward a healthier relationship with money.