IAU is a grantor trust that holds allocated gold bullion in vaults. Each share represents a fractional claim on physical metal, so the price tracks the spot gold market minus the trust's expense ratio, which iShares lists at 0.25%. There is no operating business, no dividend, and no derivative overlay. The return engine is simply the gold price.
You just finished a design project. And it was a mess. Timelines constantly shifted. Stakeholders disagreed, going back and forth. You made calls without enough data to support them. Maybe the final design wasn't what you wanted. Now comes the hard part: thinking about how you're going to talk about it in your portfolio or case study. Most designers have one basic instinct in this scenario: clean it up. Tell the story as if there was no conflict, no missteps, and a smooth experience.
Popularized by Michael O'Higgins in his book, Beating the Dow , the Dogs of the Dow strategy selects the 10 highest dividend-yielding stocks from the 30 components of the DJIA at the end of each year. Investors buy equal amounts of these stocks, hold them for one year, then sell and repeat the process with the new list. This approach focuses on value stocks, as high yields typically result from price declines, providing potential for recovery alongside steady income.