#pricing-models

#pricing-models

AI Summary Fair Isaac Corp.'s (FICO) decision to let resellers calculate and distribute its scores directly to lenders drew a mixed response from the mortgage industry viewed by some as a step toward more competition, but by others as a potential driver of higher credit score costs in the short term. On Wednesday, FICO unveiled the program, which bypasses the three nationwide credit bureaus (Equifax, TransUnion and Experian) by distributing scores directly to credit reporting agencies (CRAs).

Replit's annual recurring revenue grew 12x after launching generative AI coding agents, but its gross margins dropped from 36% to negative 14% as LLM bills increased with usage.

Under the new agreement, CISPE members can offer Microsoft software to customers on a pay-as-you-go basis through the CSP-Hoster program, enhancing privacy for European customers.