39.8 percent of respondents use AI for writing code frequently, versus 30.9 percent last year. There is also more use of AI for other tasks such as writing tests (up from 20 to 33 percent) and for debugging (up from 11.5 to 23.6 percent).
Arvielo stated that the industry is entering a period of accelerated technological change that could fundamentally alter how lenders operate and interact with borrowers. She emphasized that those who control the consumer will control the transaction.
"I was already kind of getting there, but if I'm really honest, that episode where we really delved into AI gave me a new urgency around how I use AI," she recalled, adding that Cuban had a staggering 60 AI apps on his phone. "Yeah, he gave me a kick."